1. What if I have bad credit or no credit at all?
You can still be approved for a payday loan even with bad credit or no credit at all. You must be employed and earn a regular pay check of at least $667 every two weeks in order to qualify for a payday loan.

2. How much money can I borrow?
First-time customers may borrow up to $300 while return customers may borrow up to $1500. The amount is based on your take home pay. Loan limits may increase depending on your repayment history with us.

3 .What if I am in bankruptcy?
Customers who are currently in bankruptcy are not qualified, but any discharged bankruptcies are of no concern.

4. How long do I have before I have to repay the loan?
Our payday loans can be out for a maximum of 15 days, or the repayment date is always set on or before your next pay period.

5. What types of fees are involved?
There is a flat fee of $21 per every $100 borrowed. There are no extra fees or hidden fees anywhere. Our fees are very competitive and in fact are lower than many other online payday loan providers.

6. How long will it take for you to get the money to me?
Eazy Cash Payday Loans will give you cash right away, just walk in and walk out it’s that simple.

7. If I don't qualify for the loan amount requested, can I get a different loan amount?
Customers` loan limits are calculated on a point system. Depending on that system, lenders evaluate how much you qualify for and then issue you a loan up to that determined limit.

8.What happens if I default on paying back my loan?
Lenders do reserve the right to collect delinquent loans using all legal remedies available including legal debt collection and civil court action.

9. Why don't you offer extensions or rollovers?
Eazy Cash Payday Loans firmly believes that a payday loan should be a short term loan solution only. When a loan is rolled over, interest accumulates. This almost always results in a vicious cycle of paying off interest and never the principal of your payday loan.

10. Can I get an extension or rollover my payday loan?
Payday Loans Canada does not offer extensions or rollovers. However, our customers are eligible to request another loan once they have repaid their original loan in full. Only one payday loan can be outstanding at any given time.