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Online Personal Installment Loans in Toronto & Ottawa

Do you have bad credit? We say YES when banks say NO because of a low credit score. Eazy Cash has an alternative for you – personal installment loans (aka second mortgages) secured on your house.

When you take out a second mortgage, there are a set number of scheduled payments to be made over a defined timeframe. This type of loan allows people with no credit or a poor credit history to build credit and help with their future finances. At Eazy Cash, we use home as collateral for an installment loan, so you can borrow any amount up to $35,000 depending upon the value of your home.

A second mortgage is a great way to access money by using the equity of your property. People normally get second mortgages when they need money for a car, as a down payment for another property, to renovate their homes or to consolidate their debt.
The loan can last for a number of months and payments can be distributed evenly throughout the entire loan term. The typical amount of an installment loan will range from $1,000 up to $35,000 and last for two to five years. Whatever the loan term or amount, you will get your cash on the same day.

Installment Loans vs Payday Loans:

Installment loans are different from payday loans for three primary reasons:

  • They generally have a far longer duration than payday loans.
  • Payday loans have a far higher interest rate.
  • Payments can be spread out over the term of the loan, whereas payday loans are paid in a single payment on the borrower’s next payday.

Contact Eazy Cash for online installment loans in Toronto & Ottawa

Installment loans can be used to build credit for people with a poor credit history or no credit history at all. We will help you to avoid the delays and inconveniences that often come from traditional lenders. and this is often the easiest way to get cash in a hurry, because you can retain the usage of your vehicle throughout the loan term. Also, we allow you to use cars, trucks, mobile homes, RVs, boats, horse trailers or farm equipment as car title collateral for an installment loan.
Eazy Cash is a company you can rely upon, so contact us today about second mortgages in Toronto or Ottawa – email info@eazycash.ca or call 613-699-0011.

    Why choose Eazy Cash for online installment loans?

    Installment loans allow you to borrow up to $35,000 based on the value of your vehicle. If you have a poor credit rating, don’t fear. Your car can be used as collateral for an installment loan. We will even approve you with bankruptcy, so that you can get the cash you need and keep your car at the same time, unlike auto pawn companies who insist on storing your car. Here’s three reasons why you should consider an installment loan from Eazy Cash:
  • To sell your car, you would need to advertise in a newspaper or online and handle a large number of inquiries before you eventually find a buyer.
  • At Eazy Cash, we give you top dollar for your car as soon as you need the money.
  • Instead of having to sell your car and use alternative transportation, an Eazy Cash installment loan gives you access to the cash you need and allows you to keep your car.
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Installment Loans online

    Document requirements for obtaining an installment loan

  • Valid driver’s license
  • Documents of ownership (plus Articles of Incorporation if the vehicle is in a company’s name)
  • Evidence of insurance (e.g. pay stub, job letter)
  • Void cheque or pre-authorized payment form
  • Your most recent one-month bank statement
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Installment loans Toronto

    Online installment loan FAQs


    Does my car need to be paid off?

    Usually our answer would be yes, but it can happen that you have a vehicle with a small payment balance remaining, so we can pay out that loan amount and still give you cash in hand.

    Can I get a loan, even with a poor credit rating?

    Yes. There are numerous factors contributing to successful approval for a loan under our program, but your credit history isn’t one of them. Indeed, we don’t perform credit checks for any loan with a value of less than $10,000. If your car qualifies, the loan is certain to be approved.

    How much money can I borrow?

    The amount of an installment loan is based on a formula which takes into consideration the year that your vehicle was first registered, the make and model, its total mileage and its overall condition. Our loan amounts vary from $1,000 to $35,000 depending upon the value of your vehicle.

    Can I pay off my loan at any time without risking a penalty charge?

    Yes. You can pay off the loan at any time and you won’t incur any penalty charge for paying out early. We won’t punish you for being a responsible payer.

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