{"id":12463,"date":"2022-04-26T08:02:50","date_gmt":"2022-04-26T08:02:50","guid":{"rendered":"https:\/\/www.eazycash.ca\/?page_id=12463"},"modified":"2025-01-15T12:57:27","modified_gmt":"2025-01-15T12:57:27","slug":"disclosure","status":"publish","type":"page","link":"https:\/\/www.eazycash.ca\/?page_id=12463","title":{"rendered":"Disclosure"},"content":{"rendered":"<p><!-- title left --><br \/>\n\t\t\t\t\t\t\t<!-- icon position --><br \/>\n\t\t\t\t\t\t\t<!-- end icon position --><br \/>\n\t\t\t\t\t\t\t<!-- title top --><\/p>\n<h2>DISCLOSURE<\/h2>\n<p>\t\t\t\t\t\t\t<!-- icon position --><br \/>\n\t\t\t\t\t\t\t<!-- end icon position --><br \/>\n\t\t\t\t\t\t\t<!-- title middle --><\/p>\n<h3>Ontario Disclosure Payday Loans<\/h3>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<!-- title bottom --><br \/>\n\t\t\t\t\t\t\t<!-- icon position --><br \/>\n\t\t\t\t\t\t\t<!-- image --><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<!-- icon --><br \/>\n\t\t\t\t\t\t\t<!-- bar --><br \/>\n\t\t\t\t\t\t\t<!-- end icon position --><br \/>\n\t\t\t\t\t\t\t<!-- content --><br \/>\n\t\t\t\t\t\t\t<!-- inner title --><\/p>\n<p>For Educational Material about Payday Loans approved by the Registrar, please\u00a0<a title=\"Cost of Borrowing\" href=\"https:\/\/files.ontario.ca\/payday_loan_cost_of_borrowing_letter_eng.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here<\/a>.<\/p>\n<p>For full information on the Payday Loans Act, 2008 including the Ontario Payday Lending Education Fund, contact<\/p>\n<p>Payday Loans and Debt Recover<br \/>Regulation Unit<br \/>Payday Loans Act, 2008<br \/>56 Wellesley Street West 16th Floor<br \/>Toronto ON M7A 1C1<br \/>Telephone: 416-326-6203<br \/>Toll-free: 1-800-889-9768<br \/>Fax: 416-326-866<\/p>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/eazycashottawa.blogspot.com\/2014\/11\/what-arehow-do-they-help.html\"><br \/>\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"900\" src=\"https:\/\/www.eazycash.ca\/wp-content\/uploads\/2025\/01\/rates-poster-PAYDAY-LOANS-1.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.eazycash.ca\/wp-content\/uploads\/2025\/01\/rates-poster-PAYDAY-LOANS-1.jpg 600w, https:\/\/www.eazycash.ca\/wp-content\/uploads\/2025\/01\/rates-poster-PAYDAY-LOANS-1-200x300.jpg 200w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t<\/a><\/p>\n<h2>Is a payday loan right for you?<\/h2>\n<ul>\n<li>A payday loan is an unsecured short-term loan to meet unexpected cash needs. When used for short-term cash needs, a payday loan is convenient and economical, but it is inappropriate to use for long-term or continuing cash needs.<\/li>\n<li>A payday loan should be used responsibly and for the purpose for which it is intended, namely to solve temporary cash-flow problems by bridging the gap between paydays.<\/li>\n<li>Payday loans are for occasional use only and should not be used to cover continual shortfalls in your budget.<\/li>\n<\/ul>\n<h2>Consumer Education<\/h2>\n<p>Payday Loans Ottawa| Toronto is an easy way to arrange for financing when you need extra cash fast. And, since there are no restrictions on how you can use the money, you can use it for unexpected expenses, to pay off your bills, or for a well-deserved vacation \u2013 the choice is yours. Our team is committed to providing you with a fast decision and quality service.\u00a0<strong>Amount You Can Borrow<\/strong>\u00a0Normally it\u2019s 20% \u2013 50% of your NET Pay but it all depends on when we See your bank activities and pay stub. Though, a payday loan varies from $100.00 to a max $1500.00.<\/p>\n<h2>Repayment of Payday Loan<\/h2>\n<p>Borrowers are allowed to cancel payday loan agreements \u2013 without penalty \u2013 during a two-day cooling-off period. On your next pay day we usually debit your account for the full loan due ie. the principal and the interest.<\/p>\n<h2>What is a payday loan and who uses it?<\/h2>\n<ul>\n<li>Payday loans are unsecured small-sum short-term loans typically for a few hundred dollars.<\/li>\n<li>Payday loans are specifically designed to help customers with one-off, unanticipated expenses. Payday loans are not a form of \u201crevolving\u201d credit designed to keep customers in a permanent debt position.<\/li>\n<li>The lender will typically lend up to a specified percentage of a customer\u2019s net pay for a period of 1-14 days, ending on the payday. The borrower writes a post-dated cheque for principle plus interest and fees, dated on the next payday.<\/li>\n<\/ul>\n<p>To qualify for a payday loan, a customer must be employed and have a bank account. Payday loan customers are average Canadians with near-median household incomes. Fifty-three (53) percent are women, and 47 percent are men.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>DISCLOSURE Ontario Disclosure Payday Loans For Educational Material about Payday Loans approved by the Registrar, please\u00a0click here. For full information on the Payday Loans Act, 2008 including the Ontario Payday Lending Education Fund, contact Payday Loans and Debt RecoverRegulation UnitPayday Loans Act, 200856 Wellesley Street West 16th FloorToronto ON M7A 1C1Telephone: 416-326-6203Toll-free: 1-800-889-9768Fax: 416-326-866 Is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-home.php","meta":{"footnotes":""},"class_list":["post-12463","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=\/wp\/v2\/pages\/12463","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12463"}],"version-history":[{"count":40,"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=\/wp\/v2\/pages\/12463\/revisions"}],"predecessor-version":[{"id":13516,"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=\/wp\/v2\/pages\/12463\/revisions\/13516"}],"wp:attachment":[{"href":"https:\/\/www.eazycash.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12463"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}